In a small bowl, combine the peanut butter and cream cheese. Mix well until smooth and creamy.
Slice the whole-wheat bagel in half and toast it until golden and crispy.
Slice the banana into thin rounds, about ΒΌ-inch thick.
In a non-stick pan, arrange the banana slices and sprinkle coconut sugar over them. Heat until the sugar begins to melt and caramelize, about 2-3 minutes.
Spread the peanut butter and cream cheese mixture on each half of the toasted bagel and top with the bruleed banana slices.
Serve immediately while warm and enjoy!
